Payment and POS Services in Dubai

POS services in Dubai play an important role in facilitating and securing payment transactions and digitizing sales processes. Businesses in Dubai, especially in the retail sector, use POS (Point of Sale) systems to process customer payments quickly and securely.

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Payment Systems Consulting

At World Company Setup's payment systems department, we offer Dubai POS devices and payment system solutions tailored to your needs, helping you streamline and secure your transactions. Our expert team in our Dubai and Istanbul offices guides you in choosing the right payment infrastructure and adapting to current payment trends — get free consultancy now.

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Advantages of POS Services in Dubai

Efficient Transaction Management: Beyond taking payments, POS systems also facilitate transactions such as inventory management, sales tracking and invoice issuance.

Fast Payment Receipt: Customers can make contactless payments with credit cards, debit cards and digital wallets. This speeds up transactions and increases customer satisfaction.

Security: POS systems in Dubai are equipped with high security measures. Chip cards and encryption methods reduce risks such as fraud and theft.

Various Payment Methods: POS devices in Dubai support many payment methods such as credit cards, debit cards, contactless payments and mobile wallets.

2026 Current Costs of POS Services in Dubai

The costs of renting or purchasing a POS device vary depending on the provider, device type and features. In addition, transaction fees may also vary from bank to bank. The costs of POS services in Dubai can be summarized as follows:

Device Rental and Purchase

Rental Fees: Monthly fees for renting a POS device in Dubai usually range from AED 300 to AED 800.

Purchase Fees: The purchase price of POS devices can range from AED 2,000 to AED 5,000, depending on the type and features of the device.

Transaction Fees

Transaction fees for POS devices in Dubai typically range from 1% to 3%, depending on the transaction amount. However, some banks and providers may charge a flat fee instead.

Support and Maintenance Fees

Technical Support: Technical support and maintenance services for POS devices are usually provided for an annual fee, which can range from AED 500 to AED 2,000.

Comparing Payment Gateways in Dubai

Choosing the right payment gateway depends on your setup fees, transaction costs and the features your business needs. Here is a general comparison of popular providers operating in Dubai:

ProviderSetup FeeTransaction FeeKey Feature
TelrLow to none~2.5%–3%Wide regional card and wallet support
PayTabsLow to none~2.5%–3%Quick onboarding for SMEs
Checkout.comCustom (enterprise)NegotiableStrong for high-volume, international businesses
Network InternationalVaries~1.9%–2.9%Established bank-backed acquirer in the UAE
Amazon Payment ServicesLow to none~2%–3%Easy integration with e-commerce platforms

The rates and amounts above (rental, purchase, transaction, support and payment gateway fees) are general information compiled as of July 2026; they may vary by provider, industry and negotiated volume, and may be updated over time. For exact, current figures, please check the official website of the relevant bank, payment institution or provider.

For more on virtual POS options, see our Global Virtual POS Payment Systems page, or get a personalized quote from our team.

Selecting a POS Device in Dubai

A wide range of POS devices are available for businesses in Dubai. There are a variety of device options to suit every type of business:

Fixed POS Devices in Dubai

Fixed POS devices are the ideal solution for physical stores. These devices are usually connected to cash registers and are usually used for card payments.

Fixed POS devices have a card chip reader, magnetic stripe reader or contactless payment options for making payments. For dedicated in-store hardware, see our Physical POS Solutions in Dubai page.

Mobile POS (mPOS) Devices in Dubai

mPOS devices are used for small and mobile businesses. These devices are usually compatible with a mobile phone or tablet and allow payments via Bluetooth.

Industries such as restaurants, cafes, hotels and taxi services prefer mPOS devices for businesses looking for flexible and mobile payment solutions.

E-commerce POS (Online POS) in Dubai

For e-commerce sites or businesses that sell online, the POS system is designed to accept payments over the internet.

The most common payment gateways include Dubai-based payment systems such as PayTabs, Telr, Checkout.com. These payment gateways accept payments via credit cards and digital wallets. For a dedicated overview, see our Global Virtual POS Payment Systems page.

POS Terminal and Software Packages in Dubai

Banks and POS providers in Dubai offer a variety of POS software and hardware packages. These software can be customized to the needs of the business and help manage sales processes.

Step-by-Step: Applying for POS and Virtual POS in Dubai

Getting a POS device or virtual POS account set up in Dubai generally follows these steps:

  1. Check your trade license: Confirm that your Dubai trade license covers the activity you'll be processing payments for.
  2. Choose a bank or PSP: Compare fixed POS, mPOS and payment gateway providers based on setup fees, transaction rates and settlement times.
  3. Submit your documents: Provide your trade license, Emirates ID/passport copies, bank account details and business information to the chosen provider.
  4. Evaluation and contract: The bank or provider reviews your application and, once approved, issues a merchant agreement.
  5. Installation and activation: The POS device is installed (or the virtual POS/payment gateway is integrated) and tested before going live.

Want a step-by-step walkthrough tailored to your business? Get a free quote from our payment systems team.

Documents Required for a POS Application in Dubai

While requirements can vary by bank or provider, most POS and virtual POS applications in Dubai require the following documents:

  • Valid trade license (and any relevant activity permits)
  • Passport and Emirates ID copies of the company owner(s)/signatories
  • Memorandum of Association (MOA) or company incorporation documents
  • Corporate bank account details (IBAN)
  • Proof of business address (tenancy contract/Ejari)
  • Estimated monthly transaction volume and average ticket size

Not sure which documents apply to your business type? Contact our team and we'll guide you through the process.

Bank POS or Payment Service Provider (PSP)?

Businesses in Dubai can process card payments either through a traditional bank-issued POS or through a payment service provider (PSP). The right choice depends on your business model:

Bank POS is often a good fit for established retail businesses with a physical location and stable transaction volumes, since banks may offer more favorable long-term rates and direct settlement.

Payment Service Providers (PSPs) tend to suit e-commerce businesses, startups and businesses that need faster onboarding, more flexible integration and multi-currency support.

If you already work with Visanet or Western Union accounts, our team can advise on how a POS or PSP setup fits alongside your existing payment infrastructure. Get a free quote to discuss the best option for your business.

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Get a Quote for Payment Systems Consultancy

Get a Quote for Payment Systems Consulting and discover solutions that will make your business more efficient! Payment systems are of great importance, especially for e-commerce and digital businesses. World Company Setup provides expert consulting services to optimize your payment infrastructure and provide secure, fast payment solutions. Improve customer experience and increase transaction security by integrating payment systems that suit your business needs.

Get a Quote for Payment Systems Consulting; Get a Quote Now

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Frequently Asked Questions and Answers

POS machines in Dubai accept the following payment methods: Credit Cards: Common credit cards such as Visa, MasterCard, American Express. Bank Cards: Debit cards (debit cards) are also accepted. Contactless Payments (NFC): Contactless payment cards such as Visa PayWave, MasterCard PayPass. Mobile Payment Systems: Contactless payment with mobile wallet applications such as Apple Pay, Google Pay, Samsung Pay. Cryptocurrencies: Some advanced businesses, especially technology-focused stores, can accept payments with Bitcoin and other cryptocurrencies. However, POS devices that can accept payments with cryptocurrencies are not very common. Payment with QR Codes: Some businesses in Dubai accept payments via QR codes. Users can pay by scanning the QR code.

Contactless payment (NFC) technology allows payment to be made via a POS device using a compatible card or mobile wallet. The customer can make a payment by holding their credit card or mobile phone a few centimeters away from the POS device. NFC is very secure and transactions are processed quickly because it uses a unique security code for each transaction.

A currency exchange fee may apply when paying in foreign currencies at POS machines in Dubai. This usually varies depending on the payment card provider. A currency exchange rate difference and transaction fee may be added for conversion from foreign currency to AED.

POS devices can be used in many different sectors such as retail stores, restaurants, hotels, cafes, taxi services, online commerce and more. From small businesses to large retail chains, all types of businesses can accept customer payments using POS devices. In addition, mobile POS devices (mPOS) offer a portable and practical payment solution for small businesses.

Yes, POS machines in Dubai accept international payments. International credit cards (Visa, MasterCard, American Express) and bank cards are accepted at many POS machines in Dubai. This makes it easy for both tourists and international business partners to shop.

Businesses that want to use POS devices in Dubai can get POS services specific to their needs from the World Company Setup payment systems department. In addition, software and services are offered for businesses to integrate POS devices with digital platforms. After providing the necessary documents, businesses can install POS devices.

Yes, in most cases banks and payment service providers require a valid UAE trade license before opening a virtual POS or merchant account, since the account is opened in the name of a registered business rather than an individual. World Company Setup can help with both company formation and the POS/virtual POS application process.

Commission rates for POS and virtual POS services in Dubai typically range between 1% and 3% of the transaction amount, depending on the provider, industry and transaction volume. These rates are general information as of July 2026 and may change; please check the relevant bank's or provider's official website for current rates.

Yes. Many Dubai-based payment gateways and virtual POS providers work with companies registered in Dubai regardless of where the business owner is physically based, including Turkey. You will still need a UAE trade license and the required documents; our Dubai and Istanbul offices can guide you through the full process remotely.

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